Category: Better Mortgage Rates

When securing a mortgage, borrowers often encounter the option to “buy down” their interest rate through the purchase of points.…

Discover the strategies and insights high-net-worth borrowers use to secure jumbo loans with below-market rates. Learn how to leverage your financial strength to negotiate favorable terms and access premium lending options.

For crypto investors, achieving homeownership may seem daunting due to the volatility of cryptocurrency and the potential tax implications of…

Discover how physician loans provide doctors with exclusive mortgage options, including lower down payments and competitive interest rates. Learn why these specialized loans are designed to meet the unique financial needs of medical professionals.

While credit scores are often the primary focus when applying for a mortgage, there are several other factors that can significantly impact your mortgage rate. This article explores the hidden factors that determine your mortgage rate, helping you understand how to secure the best possible terms for your home loan.

Divorce can be emotionally challenging, especially when it comes to retaining your home. This article explores how to keep your house through mortgage assumptions without refinancing, offering practical advice and insights.

Discover how mortgage lenders vary their rates based on property type. Learn about the factors influencing these differences and how they impact your mortgage options.

Discover when VA IRRRL refinancing is the right move to lower your mortgage rate and save money. Learn the benefits and drawbacks to decide if it’s suitable for you.

As the 2024 ARM reset crisis looms, millions of homeowners face the daunting prospect of skyrocketing mortgage payments. This article provides a comprehensive guide on understanding the ARM reset crisis, the risks it poses, and actionable steps to refinance your loan before it’s too late. Learn how to protect your financial future and avoid the pitfalls of rising interest rates.

Discover the hidden advantage of portable mortgages. Learn how you can transfer your low-interest-rate mortgage to a new home, saving thousands on interest payments. This article explores the benefits, process, and ideal scenarios for using portable mortgages.